Homeowner Recovery Program

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The application portal for the Homeowner Recovery Program is scheduled to open Friday, August 1st at 8:00 a.m.

If your home was damaged by Hurricane Ian and/or Milton, you may be eligible for assistance. This program offers funding to help repair or replace storm-damaged homes, along with options for buyout and match funding for eligible state or federal programs.

Click the button below to access the application portal.

Homeowner Recovery Application Portal

How to Apply

Need help getting started? Watch these quick how-to videos for guidance on registering and applying:

How to Register:

How to Apply:

Additional Information:

About the Program

Volusia County has received Community Development Block Grant-Disaster Recovery (CDBG-DR) funding from the U.S. Department of Housing and Urban Development (HUD) to offer recovery support to homeowners aiming to repair or replace their storm-damaged homes, damaged by Hurricane Ian and/or Milton, regain stability, and strengthen resilience.

The program includes the following project pathways:

Rehabilitation - For homes still needing repairs
Site-Built Reconstruction or Mobile Home Replacement - For homes that require full reconstruction or replacement
Reimbursement - For home repairs already completed
Voluntary Buyout - For homeowners who wish to relocate from high-risk areas
Match - For assistance with required homeowner contributions for Elevate Florida or FEMA Hazard Mitigation Grant Program elevation projects

Want to learn more about the Voluntary Buyout Option? Click here

The program funds can only be used after all other available assistance has been applied. If you receive construction assistance, you’ll need to temporarily move out of your home while the work is being done. That assistance will be secured by a five-year lien on your property, which decreases by one-fifth each year as long as you continue to live in, own, and maintain the home. After successful completetion of the five-year term, the lien will be fully forgiven and you won’t owe anything back.

View Site-Built Floorplans

Eligibility

Residents interested in applying should carefully review the below for basic eligibility criteria.

The applicant must have owned and occupied the home at the time of Hurricane Ian and/or Milton.
The applicant must still possess ownership of the home and have an active Homestead type Exemption.
The home must have suffered storm-related damage to the single-family home
The household must meet the income guidelines in place at the time of application
- HUD has established the maximum income threshold at 80% of the Area Median Income. As of May 1, 2025 the income thresholds by the number of people residing within a household are as follows:

Size	( 30%)	(50%)	(80%)
1	$19,000	$31,650	$50,650
2	$21,700	$36,200	$57,850
3	$26,650	$40,700	$65,100
4	$32,150	$45,200	$72,300
5	$37,650	$48,850	$78,100
6	$43,150	$52,450	$83,900

Priority is provided to lower-income households
- With additional priority consideration given to those with a member who is aged 17 or younger, 65 or older, or disabled.

Required Documents

Identification

At least one valid government-issued identification document must be provided for all household members.

Acceptable forms of identification are:

Government-issued photo identification;
Certificate of Naturalization/Permanent Resident Card; or
Birth Certificate (accepted for minors only)

Income

For household members 18 and older, proof of income is required.

Acceptable forms of proof of income are:

Most recent year’s filed federal tax return or tax return transcript

Proof of two months’ current consecutive taxable income (e.g. pay stubs, profit and loss statements, 1099, etc.);
Two months’ current consecutive bank statements; and
Most recent year’s IRS verification of non-filing letter (Form 4506-T) https://www.irs.gov/individuals/get-transcript

Required documentation for adults with no taxable income (as applicable):

Zero taxable income certification (form to be completed in application);
Non-taxable income documentation (e.g. benefit letters);
Two months’ current consecutive bank statements; and
Most recent year’s IRS verification of non-filing letter (Form 4506-T) https://www.irs.gov/individuals/get-transcript

Disability, if applicable

If a household member has a disability, verification of such must be supported with one of the following:

Disability benefit letter;
Medical professional certification of disability;
Valid disability ID; or
Other documents may be considered on a case-by-case basis

Ownership

Proof of ownership for damaged property location is required. Acceptable forms of documentation are:

Court order or judgement granting ownership of the property;
Deed or Official Record for the home; or
Probated will

Required documentation for proof of ownership of a mobile/modular/manufactured housing unit (MHU):

Florida Department of Highway Safety and Motor Vehicles issued MHU Certificate of Title(s)

*For property with non-occupying co-owners, proof co-owner residency elsewhere is required.

Acceptable documentation for proof of residency elsewhere are:

Current Government Issued Identification indicating a different address;
Current rent/lease agreement indicating a different address;
Homestead exemption in their name only at a different address;
Current utilities bills for a different address; or
Other documentation may be considered on a case-by-case basis

Residency

Proof of applicant’s primary residence of the damaged dwelling must be provided for both the time of the storm (Hurricane Ian or Milton) that damaged the dwelling and time of application.

Required proof of primary residency for owned real property (land):

Homestead type exemption

Required proof of primary residency for owned personal property (MHU) on leased/rented land;

Lease/rental agreement covering the time period the applicable storm; and
Lease/rental agreement covering the time period of this application

Storm Damage

Acceptable forms of documentation are:

FEMA award letter for home repair;
SBA award letter for home repair;
Homeowner, Flood, or NFIP insurance claim result letter; or
Photos submitted by the applicant, and attested to as disaster-damage

Mortgage Status

Assistance may not be provided to applicants who have a delinquent debt against the property. As such the following documentation must be provided for all active mortgages or liens on the property.

Most recent mortgage statement for the storm damaged dwelling

Insurance Documentation